nayaypath

Banking / DRT

Nayaypath delivers comprehensive legal support for individuals and businesses facing financial disputes, loan defaults, and debt recovery proceedings. Their services specialize in navigating the legal landscape under the Recovery of Debts Due to Banks and Financial Institutions (RDDBFI) Act, including representation before Debt Recovery Tribunals (DRTs) and appellate forums.

They assist clients with drafting and filing complaints, petitions, and affidavits to challenge bank claims or recovery actions. Whether contesting a loan default, negotiating one-time settlements (OTS), or seeking a stay on recovery enforcement, Nayaypath’s team advocates through every procedural stage. They also handle banking disputes, guarantor liabilities, mortgage issues, and recovery certificates issued by recovery officers.

Acting strategically, they support clients by presenting settlement proposals, interpreting bank notices, and approaching DRTs to prevent asset seizure or auctions under mechanisms like the SARFAESI Act. They further assist in appeals and counterclaims to ensure protection of rights, especially when banks pursue parallel recovery avenues through DRT even after settlement arrangements.

Drawing on their understanding of DRT procedures—including jurisdiction thresholds, limitation timelines, recovery orders, and post‑DRT appeals—Nayaypath combines legal expertise with tactical negotiation to help mitigate financial risks. Their commitment is to deliver transparent guidance, diligent representation, and proactive resolution strategies to secure equitable outcomes for clients trapped in complex banking-related disputes.

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